Banks in Dgte. operates just fine, and pretty much they're all n computers. Yes, they do charge fees, but it's nothing compared to the US. Ur talking about CitiBank,BOA, Chase and some other big financial institutions. Men.. they're fees are rediculous. I heard from the source. They are there to make profit, otherwise they won't be banks. That's why we have Credit Unions in the state because they charge less and the service is good. Finding a financial institution that will fit ur lifestyle won't be hard. There's lot of them BDO, BPI,PNB..Veterans Bank..etc. Me and my husband don't any problem getting money from the state while we are in Dgte.