Hello I am from Canada and my name is Jack and I have followed this thread for some time. There is some valuable information on here and it's a good place to share ideas and our experience here in the Philippines. I am married and living in the Valencia area. I am retired full time and don't need any kind of work or job to keep me busy Between working out, swimming and spending quality time with my wife the days fly by. Thanks to everyone contributing to this forum, I will share any of my knowledge and experience if I can. Cheers, Jack.