i wanted to introduce myself and thank those that replied to my initial posting asking for advice on housing. my name is jim and i now live in frigid new hampshire in the usa about 60 miles north of boston. my wife and daughter and i will be retiring to dumaguete in the next year or so. she is from nagbalaye near santa catalina. she owns ocean front property in litid and this houses her family. its too rural for my taste and prefer dumaguete area. are there some usa expats? what clubs are available for socialization? thank you for this forum. its been of immense help.