Hi Forum-Members, I am married to a much younger Filipina and according to the statistics I will die earlier than my wife. She will get 2/3 of my pension as a physician from the Physicians-Pension-Company in Germany monthly as a widow's pension. Of course she has Pesos-and Euro-Bank-Accounts in the Philippines. But it is impossible to get a German Bank-Account for her. All the German Banks want her to make a Post-Ident-Procedure in Germany, but she is not in Germany and all the offers to make an Ident-Procedure at the PNB or the Metro-Bank in the Philippines were denied until now. So I would like to learn to know, how YOU, the forum-members, can get regularly money from European institutes to the Philippines in a in a favorable way. Thanks.