Dumaguete Info Search


Insurance - Travel / health

Discussion in 'Expat Section' started by Ozzyguy, Apr 11, 2022.

  1. Show Pony

    Show Pony DI Forum Patron Highly Rated Poster Showcase Reviewer

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    The other day there was a Canadian from Alberta who persuaded the PAL crew to let him board the plane based on his provincial health insurance. I don't know how things worked out once he got to Manila.
    Maybe I missed some posts. Covid insurance is required to enter the Philippines but is it required to renew a tourist visa? Maybe the BI hasn't considered that.
    A One Health Pass caught me by surprise at the Toronto airport. Fortunately one of the air Canada counter people helped me get registered. The One Health Pass is a bit of a joke. You can enter any data for vaccination and get the big green checkmark and a QR code.
     
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  2. OzeMike

    OzeMike DI Forum Adept

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    Thanks Dave will check it out. Think he just wants the Covid insurance...maybe they do this too for the over 66's
     
  3. Jens K

    Jens K DI Senior Member

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    He was lucky then. Even combined with PhilHealth I can't remember a single occasion when I really did not have to add any money to what both insurances combined were willing to pay.
    One doctor at Siliman that treated my son couple years back outright refused to take *any* money from Pacific Cross and required separate payment of their ridiculous daily rate that was based on the room price. I'd have understood if they would've taken whatever daily rate the insurance was willing to pay and invoiced me for the excess (as is common practice with PhilHealth), but no way. Left me with the hassle to go after the insurance for getting at least part of the doctor's bill back. No issues with any cost from the hospital itself, but you must either carefully select the doctors treating you (best to call the Pacific Cross office to help with that), or still be prepared to pay at least part of the bill.

    Also, their Peso based plans do only barely cover international travel, for real international coverage they have more expensive USD plans.
     
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  4. OP
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    Ozzyguy

    Ozzyguy DI Forum Adept

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    Does anyone read the PDS document when buying insurance? Was talking with some other people and they all said they don't read them.

    I always read these things, makes it time consuming when looking at different insurance companies but I want to make sure I'm coved for activity's I do.

    BTW I got a policy with Allianz
     
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  5. cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    I'm asking specifically about a person who has dual citizenship. Is the 35k insurance policy required to by immigration in this case? I thought I read that Filipino citizens are exempt from this, but can't find the reference. Technically a dual citizen is a citizen, but they are also a foreign citizen. Thoughts or experience with this?

    This also raised the question......is it better to enter the Philippines using your US or PI passport if a dual citizen.
     
    • I was wondering about that too! I was wondering about that too! x 1
    Last edited: May 8, 2022
  6. OzeMike

    OzeMike DI Forum Adept

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    My first Filipino wife and children have dual nationality Australian and Filipino citizens.
    When ever we returned to the Philippines they used their Filipino passports. It just made entry smoother and no need for an on flight or return ticket.
     
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  7. cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    I was able to find some stuff on the internet. It sounds like you have to show a PI passport (or other specific documents which shows that you are dual citizen) to avoid the travel insurance if you chose to use your US passport. They suggested that Dual Citizens should show. Maybe something to do with the exit tax paid by one versus the other. Whatever you show when you enter you must show when you leave.
     
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  8. Mike_Haddon

    Mike_Haddon DI Member

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    My wife is dual and showed both passports on entry to Philippines. No insurance required. She usually goes through passport control both ways at the Phils end with her Phils passport. When booking the flight can use either for ID, as this and passport control are not connected.
     
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