My wife has been unable to deposit checks at BPI for several months from my USA bank account to her dollar account due to Covid19. My USA bank only has domestic wire transfers. Has anyone used another method such as an international money transfer company? What are the rates and safety? I am considering a transfer from my USA bank account to my wife's BPI peso account. Can this actually be cheaper because they give you the real exchange rate for the money that is transferred? Despite the fees, is the transfer cheaper because of the lack of the hidden exchange fees of the banks?