We transfer money to our PHP account at Equitable and pay NO FEES. I used my credit union account here in Alaska to "Bill Pay" myself. I pay myself twice a month sent to the Dumaguete account and it cost nothing. I even set it up on-line and can change it or adjust the amount over the net at any time from any where. I have wired money in the past and it cost. I have found that this is the easiest, best, safest and cheapest way to transfer money to Dumaguete. My 2¢ Jim
