There is now a P200 peso charge for using a foreign ATM or bank card on the ATM machines here in Dumaguete. Not sure if all the banks are doing this, but we tried BPI and BDO, and both are charging the P200 no matter what amount you withdraw. This looks line another way to extort extra money from foreigners for using their foreign based bank card. Both my pension and SS payments are direct deposits to banks in the US so I have been using my cards to withdraw money from the ATMs here, previously without any charge from the local banks here. The P200 charge is roughly a $4.50 charge from the local banks, which is a lot, so if you add the local bank charge, plus any charge that the US banks charge for an ATM withdrawal not on their bank ATM, it could add up to a considerable sum. Sorry for wasting band width if this subject has been covered before, but does anybody have any ideas on how to withdraw money from local bank ATMs without having to pay out so much money?