Can anyone recommend a Philippine credit card that genuinely has no annual fee. I looked at citi reward card as an ad continually pops up claiming no annual fee but the fine print has conditions of a minimum spend.
Charly, if the aim is to use it in the Philippines, don't bother with a creditcard, a debit card from your local bank here does the trick just as well. As for a proper creditcard, my Dutch bank charges me 2€ a month for their version of Mastercard, I imagine most international banks have a similar proposition.
I have a BMO MATERCARD................ Good for a million Peso! Why seek a Philippine card that is broken, busted. wrong Pin, out of stock/ Smell the coffee!
I used the PSBank Debit Mastercard for years. Totally free. You can use it like a Mastercard and the limit is whatever you have in your account. Or just use it as a debit card.
I had a Master Card, good for a Million Peso. Gave MasterCard my address when I left Canada, after a couple years it expired and Master Card never mailed me a new one. Called them and they said I have to re apply. Wife re applied and now the credit level we had was lost and her card is good 500USD. What a Joke. I reacted by closing 4 bank accounts and no longer use banks.