Good morning... I was curious to know if any of you with loved ones in Dumaguete have ever used remittance or money-wiring services...and if so, which ones? I have opted for MoneyGram in the past, mainly because the fee is lower than Western Union and there are a sufficient number of pick-up locations in Dumaguete. I have also used PNB Remittance Centers (PNBRCI). The last time I used them, they assessed a flat $9 USD transfer fee, which was waived with a transfer of $5,000 or more (yeah, like I'll ever be able to send that much). I didn't have a PNB remittance center location in my city, so I had to mail a check to the next closest center a few states away. They held the check for about a week to make sure the funds cleared. All in all, it took around 2 weeks for the funds to reach Dumaguete from the U.S. Marilyn has access to a PNB account...otherwise, I think the fees go up and possibly the waiting time as well. MoneyGram offers an economy service, which takes about 2 to 3 business days for a slightly lower fee. It's around $10 to send $200 - $300 this way. The instant service costs around $14, though it increases substantially as your transfer amount goes up. I'll never be in a position to send more than a few hundred USD, so MoneyGram seems to be a good option. Are there others that are cheaper, but just as fast? Thanks!