Dumaguete Info Search


"Virtual" Debit Cards

Discussion in 'Banking - Investing - Finances' started by Rye83, Nov 4, 2018.

  1. Rye83

    Rye83 with pastrami Secured Account Highly Rated Poster SC Connoisseur Veteran Army

    Messages:
    10,617
    Trophy Points:
    451
    Occupation:
    Electronic Warfare
    Location:
    Herat
    Ratings:
    +12,121 / -11
    Blood Type:
    O+
    Ran across a website that lets you link your bank account (I think US only) and create temporary/pre-loaded debit card information for online purchases. Might be useful for those that don't have a debit/credit card or don't trust using their real card information online.

    https://privacy.com
    *Not a referral link. No personal or financial connection to the website.
     
    • Informative Informative x 2
  2. Robboy

    Robboy DI New Member

    Messages:
    13
    Trophy Points:
    48
    Ratings:
    +6 / -0
    I sometimes use PayMaya. Just load the card and use online or anywhere. Lots of promos for buying load. https://paymaya.com/
     
    • Informative Informative x 1
  3. cccmmm

    cccmmm DI Junior Member

    Messages:
    20
    Trophy Points:
    3
    Ratings:
    +26 / -0
    I have already a prepaid credit card for several years. Most credit cards offer them already for years - even paypal has (I think master and visa)
     
  4. OP
    OP
    Rye83

    Rye83 with pastrami Secured Account Highly Rated Poster SC Connoisseur Veteran Army

    Messages:
    10,617
    Trophy Points:
    451
    Occupation:
    Electronic Warfare
    Location:
    Herat
    Ratings:
    +12,121 / -11
    Blood Type:
    O+
    This is not a real credit card. You generate the card numbers, put spending limita on them, say how many times and where it can be used, etc and then throw the number away and create a new one to use for another business or use.
     
    • Agree Agree x 1
  5. cccmmm

    cccmmm DI Junior Member

    Messages:
    20
    Trophy Points:
    3
    Ratings:
    +26 / -0
    That is correct. But paypal has since years a virtual credit card.
     
  6. OP
    OP
    Rye83

    Rye83 with pastrami Secured Account Highly Rated Poster SC Connoisseur Veteran Army

    Messages:
    10,617
    Trophy Points:
    451
    Occupation:
    Electronic Warfare
    Location:
    Herat
    Ratings:
    +12,121 / -11
    Blood Type:
    O+
    I've had bad experiences with PayPal. I avoid using their service as much as possible. I just noticed one of my banks, Capital One, also has a virtual card service available. Though that doesn't do much for someone without an existing debit card.
     
  7. Solid_Pan

    Solid_Pan DI Junior Member Blood Donor

    Messages:
    40
    Trophy Points:
    53
    Occupation:
    retired
    Location:
    Bacong, Neg.Or.
    Ratings:
    +46 / -0
    Blood Type:
    A-
    Hello Wrye,
    can you tell what kind of bad experiences you had with PayPal virtual credit cards? Might be useful for those of us still using this service.
     
  8. OP
    OP
    Rye83

    Rye83 with pastrami Secured Account Highly Rated Poster SC Connoisseur Veteran Army

    Messages:
    10,617
    Trophy Points:
    451
    Occupation:
    Electronic Warfare
    Location:
    Herat
    Ratings:
    +12,121 / -11
    Blood Type:
    O+
    My bad experience(s) had nothing to do with their virtual card service. As a buyer you don't really have too much to worry about. However, never keep a balance in your PayPal account. The company has about as much integrity and honesty as Wells Fargo.
     
    • Like Like x 1
    • Agree Agree x 1
  9. Solid_Pan

    Solid_Pan DI Junior Member Blood Donor

    Messages:
    40
    Trophy Points:
    53
    Occupation:
    retired
    Location:
    Bacong, Neg.Or.
    Ratings:
    +46 / -0
    Blood Type:
    A-
    Ah, OK I see. Thank you for telling. I'm currently not keeping a balance in my PayPal account, but good to know for the future that there might be "problems".
     
Loading...