DumagueteInfo has a new home and you are viewing an archived article. Get the latest of what the new DumagueteInfo has to offer after reading this article. Thank you! Read more →

Medical Care | Dumaguete Info

To live in another country outside of your own is such a challenging venture. You need to pay attention anew to important factors that will make your living comfortable. One of the earliest concerns for expatriates in the Philippines is medical care.

For expats to earn stability, they need to insure their health needs. Mostly, international medical insurances do the trick. The local insurance industry is mostly geared to serve the interests of the country’s local citizens. International companies, on the other hand, cover the needs of expats.

Every medical insurance company that serves the expats is generally focused on the particular needs based on the country’s setting. If you already maintains a medical care plan in your home country, your cost would be cut in half as you may avail of n insurance whose coverage is your host country.

Expat medical care in the Philippines usually involves the same thing – outpatient and inpatient care, plus added benefits for maternal and dental needs. Expats who are not accustomed to their host country’s way of life usually need periodical check-ups to ensure that they are adjusting well to the climate and the surroundings. That is what they will need the outpatient care benefits of their insurance. The inpatient aspect, on the other hand, is intended for accidental confinements and hospital needs. Aside from those two main features, the expat could choose to add more benefits to be covered by his medical care plan, which comes with additional charges as well.

Choosing your medical care plan is really all up to your needs, requirements, and preferences. Every insurance plan is unique in itself in terms of its coverage. If all that you need is something that will cover your standard health expenses, you will most likely get a cheaper plan. Since you can never be sure of what lies ahead, it would be ideal to take in few added benefits that zoom in to your comfort zone.

Expats seeking medical coverage in their host country must read and understand the fine prints of their insurances before they even sign up. Ask all the questions that come to mind, especially the hospitals and doctors covered by the plan. Expat insurance plans in the Philippines are mostly not limited in terms of doctors and hospitals. But just to be safe, you must get this factor crossed out – including all the other concerns that you may have — so they do not add to your mind’s worries.