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Health & Wellness PhilHealth

Discussion in 'Businesses - Services - Products' started by cabb, Jun 27, 2019.

  1. cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    My wife's parents are in their 70's and they have not health insurance. No good explanation for why. I'm trying to get them signed up and was curious what the process looks like, if there are clauses for preexisting conditions and what the annual cost is. It's pretty hard to get into your 70's and not have some condition. Thanks!
     
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  2. RichD

    RichD DI Forum Adept Veteran Air Force

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  3. OP
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    cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    Frankly, this is not what I'm looking for as I can Google with the best of them. :smile: See my many posts for examples. I'm also trying to be efficient with my time. I am not looking to waste someone else's time either, but I have to believe that many members have already been through this exercise and understand the real world intricacies of PhilHealth for seniors. Let me clarify my ask as I wasn't clear.

    In particular, I'm looking for the experiences and the strategies of people who are using PhilHealth for their senior relatives. If someone just happens to know and doesn't have any in-laws I'll take that info too.

    Let me ask additional question about indigent PhilHealth members. According to the website:

    To this category belong persons who have no visible means of income, or whose income is insufficient for family subsistence, as identified by the Department of Social Welfare and Development (DSWD), based on specific criteria. All indigents identified by the DSWD under the National Household Targeting System (NHTS) for Poverty Reduction and other such acceptable methods, shall automatically be enrolled and covered under the Program. The female spouse of the families identified by DSWD may be designated as the primary member of the Program.

    Her parents have no income, does support sent by family members count as income? It's practically impossible to live with $0 income. I found it interesting that they will give health care to dead people who have insufficient income for subsistence. :smuggrin: Thanks!
     
    Last edited: Jun 27, 2019
  4. RichD

    RichD DI Forum Adept Veteran Air Force

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  5. OP
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    cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    Thanks. I don't think this would work as the don't fall in any of these categories.

    Individuals belonging to the following category may use the system for registration:
    • Employed Members
    • Self-employed
    • Overseas Filipino Worker
    • Retirees in the Government and Private Sector
    I might call them retired farmers, but I think indigent is the best description of their situation.
     
  6. PatO

    PatO DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Marines

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    My wife signs her parents up every year. They are under 60 so mama signs up and papa her beneficiary. When they turn 60 (and older) my wife can sign them up as her beneficiary.
     
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  7. Glendazumba

    Glendazumba DI Forum Adept

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    Seniors in the Philippines, 60 up, are automatic members of Philhealth. There is no need for you to sign them up. They get free health care as senior citizens of the Philippines, thanks to Duterte admin.
    Bring them to Senior Citizens' office near Silliman Medical Center so they can get their IDs.
     
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  8. OP
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    cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    Thanks! Is this the place you are talking about?

    Screen Shot 2019-06-26 at 5.32.36 PM.png
     
  9. OP
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    cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    They are over 60. Are you saying they have to sign up every year? Is that annually or on their birthday? Thanks.
     
  10. PatO

    PatO DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Marines

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    Annual, but for me my wife paid 3 years in advance when rate increase came.
     
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