Hello all, I am from Alberta Canada, married to my Filipina for 16 years now, we have a house in Moalboal. I have been to the Philippines many times, the last 2 times was for six months, and we'll be returning in 2020 for six months. Now that I am retired, we will be making plans for living their full time in the near future. I always find forums like this most helpful, and hope that I can be of some help also. I may not be living in Dumaguete, but I visit there at least once a year to visit my cousin in Valencia.