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Question BPI bank atm

Discussion in 'Banking - Investing - Finances' started by sandycreekg, Dec 7, 2015.

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  1. sandycreekg

    sandycreekg DI Member Showcase Reviewer

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    Does any one know why the big BPI bank in downtown had changed their maximum with draw amount from 20,000 down to 10,000p.......?? is this only temporary.......??

     
    sandycreekg, Dec 7, 2015
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    2. Best Answer:
    Post #9 by shakey, Jun 28, 2016 (5 points)
  2. Jack Peterson

    Jack Peterson DI Forum Luminary Highly Rated Poster SC Connoisseur Veteran Air Force

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    I don't think so, PNB was put on the for International Cards last year, I believe it was at the Direction of the Central bank and brings all into line.
    Local cards are still at 20.000. if yours is a Local card then it must me a BPI issue
     
    • I was wondering about that too! I was wondering about that too! x 1
    Jack Peterson, Dec 7, 2015
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  3. Rye83

    Rye83 with pastrami Admin Secured Account Highly Rated Poster SC Connoisseur Veteran Army

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    Gotta stop those druggies from getting large sums of cash out of the ATM. lol :wink:
     
    • Funny Funny x 1
    Rye83, Dec 7, 2015
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  4. Show Pony

    Show Pony DI Forum Patron Highly Rated Poster Showcase Reviewer

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    My MetroBank card allows 30 K pero/day.
    If I use my ATM to pay for something at a store it is also limited to 30K.
    I think you can get your bank to change your withdrawal limit.
     
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    Show Pony, Dec 7, 2015
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  5. alex

    alex DI Forum Patron Highly Rated Poster

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    last time i used it i got 20 a few weeks back , Sandycreek you need a bigger gun m8
     
    alex, Dec 7, 2015
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    sandycreekg

    sandycreekg DI Member Showcase Reviewer

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    Yes I believe you can still get 20,000p from local phil cards but I have been useing a australian atm card to access australian funds but now have been reduced to 10,000p, maybe have to open a local account
     
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    sandycreekg, Dec 7, 2015
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  7. alex

    alex DI Forum Patron Highly Rated Poster

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    m8 you will save money, i had an aussie card they charged me 3 dollars in aust each time i used an atm here, then bank cost here. now my pension is paid monthly leaves on the thursday and gets in to my bank monday night most times, you get what ever the exchange is at midnight on the night it leaves. easy to do you have to get the form sent to you from centerlink .
     
    alex, Dec 7, 2015
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  8. DaveD

    DaveD DI Senior Member Showcase Reviewer Veteran Navy

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    Only applies to international cards as far as I know. I bank at BPI locally and am still allowed P20,000 per transaction from ATM.
     
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    DaveD, Dec 7, 2015
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  9. shakey

    shakey DI Member Veteran Navy

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    Best Answer
    The change was because of the change of liability for the bank by the card association issuer. Looking at the face of your card on the left if there is something that looks like a SIM you have a chipped card and will be restricted to P10,000 per insertion up to your cards daily limit at midnight where ever your bank is located. Cards that are not chipped can still withdraw P20,000 per insertion up to your daily limit.

    Having unchipped cards can cut your fee you pay for the ATM owner by requiring fewer insertion charges which is P200. Your hometown bank sets your daily limit so if you are running into daily limit problems either withdraw just before the daily limit time and just after. If your a regular here, call your bank and explain your problem and request an increase in your daily limit.

    shaky
     
    shakey, Jun 28, 2016
    #9
  10. tlrtraveler

    tlrtraveler DI Forum Adept

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    I just made a 20,000p withdrawal on the 28th of June from the BPI atm located near Hotel Nicanor---my Wells Fargo card has the chip embedded, but my daily withdrawal limit by Wells Fargo is set higher than normal. Hope I can continue to use the 20k feature, as it saves 200p every time I take 20 vs 10.
     
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    tlrtraveler, Jun 29, 2016
    #10
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