"it turned out for every jump I had at the Wife it had cost me £250,36, now when I moved to the Philippines this was to drop by a huge amount down to P156."

So it turns out that the more the jumps the greater the savings - and Why Not? (Pleased I eventually brought this back ON TOPIC).

It reminds me of a story I heard but am not sure if it apocryphal: A guy brewed his own alcohol and realised he was saving so much money daily that he drunk more and more with the sole aim of saving the cash. In the end he saved enough to buy a property portfolio. Sound Financial advice Mr. D.