Hello, my name is Ken from San Francisco, wife Ruby from Dumaguete. We've been here for nearly a year and heard about the forum from a person we met. Looks to be informative.
Welcome Ken, you will find a good variety of foreigners here, I visited Sanfran in 2006 was only 3 days while waiting on an Alaskan cruise which was 2 weeks, there were beggars wall to wall but I guess that is a city for you.