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How to lose friends in the Philippines

Discussion in 'Expat Section' started by charlyB, Jun 22, 2021.

  1. Notmyrealname

    Notmyrealname DI Forum Luminary Highly Rated Poster Showcase Reviewer

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    I think a strong trait of Filipinos is deviousness (not being rude to them as every population has some negatives traits). I have seen it in many different situations. I believe that most of them have no intention whatsoever of repaying a loan. They know that before they borrow. People need a secure collateral before lending.
     
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  2. jim787

    jim787 DI Senior Member

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    They do of course consider the effect of non-repayment. Among their considerations is that you gave money once, and as they all say (or think), "He's a foreigner, he can afford it", and so a strong enough need in future may cause you to give again. Also, being a foreigner you might be gone any day.

    My first loan was to a housewife who did laundry for me. She showed me 3 months worth of unpaid electric bills, with an imminent shut-off, rendering useless their electronics. I loaned the amount, I believe it was around p700. As it happens, when I asked for return she was part of a group of women surrounding a moneylender's collector, who was entering their accounts in his book. So you see, they do repay when future loans are at stake. She told me straight out that she would not repay it. I appreciated the forthrightness, and told her there would be no future loan. She took that in stride.


     
  3. Notmyrealname

    Notmyrealname DI Forum Luminary Highly Rated Poster Showcase Reviewer

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    I think many of these money lenders can be quite tough - the borrowers pay up because they might want a loan again (as you say ) or are scared not to. They know we aliens are gentle folk!
     
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    charlyB

    charlyB DI Senior Member

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    I think in the case of the moneylender its not future loans but broken bones that are at stake.
     
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  5. JWBobbit

    JWBobbit DI Member

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    "not future loans but broken bones" Bod Dylan would be proud of that line...
     
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  6. Notmyrealname

    Notmyrealname DI Forum Luminary Highly Rated Poster Showcase Reviewer

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    I prefer Bob Dylan - Bod just lacks that poetic quality. :smile:
     
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  7. Senjenbing

    Senjenbing DI Forum Adept Veteran Marines Navy

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    I prefer Bo Ddylan - that well known Welsh folk singer
     
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    charlyB

    charlyB DI Senior Member

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    Looks like I'm a poet but i did not know it, (see what i did there)
     
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  9. Notmyrealname

    Notmyrealname DI Forum Luminary Highly Rated Poster Showcase Reviewer

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    I spotted your genius but I think the rest of the World missed it. :smile:
     
  10. PatO

    PatO DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Marines

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    Mine was, “I’m a poet and my Longfellow shows it”
     
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