⌛ health insurance

:p Hello everyone!! Happy New Year!! We have been here since July and my husband and our daughter have their dual citizenships and I have my permanent resident card, so now I think it will be easier to sign up for health insurance. I would like to know of your experiences with health insurers here in the Philippines, and more importantly, the ones that would be good to have in Dumaguete. If you can give me an idea of rates and benefits, but I am really interested in personal experiences with the different companies so I can make an educated decision, not just based on rates (cheaper isn't always better). Would you recommend having PhilHealth AND a private insurance?
Thanks!! :D
Marie

 

You might want to check out the threads here: Dumaguete City Forum - Search Results

 

health insurance

Thanks, I will check out that thread!!

 

My sister-in-law just had two lumps removed from her breast at Silliman and her out of pocket expense for the surgery only was 25,000php and she has employer provided Philhealth, you would qualify for dependent coverage so supplemental insurance maybe a good idea if you can afford it but I myself do not believe you get what you pay for with those kind of promises, I mean policies. Keep researching maybe you will find better info than what has been provided to date.

 

PhilHealth

Not sure, probably need to ask a PhilHealth representative, but I think with my permanent resident status, and since we will be individually paying members, I think I can get the primary PhilHealth as well as my husband. Our daughter would be signed up as dependent under him. But, I am not sure that PhilHealth is good enough all by itself. Thanks for the info, Pedro!!

 

health insurance

Thanks Jack, I might be interested....is there a website where I can see benefits, costs, etc....as I am currently comparing right now.
Marie

 

I looked it up and found the website, Jack. Is this an HMO? What are the rates for the plans? Thanks!!
Marie

 

foreigner ; check blue cross ph , cebu office... i got a 750k coverage for 30.000p annually age 58.. i have been around and also worked at hospitals, sofar this has been the best and the reason i got it, take care .. Blue Cross Center 8000 Makati Avenue, Makati City, Philippines Telephone Number +63 2 899-8001. but tru jojo at cebu office he is ok

 

health

Blue Cross Center 8000 Makati Avenue, Makati City, Philippines Telephone Number +63 2 899-8001, check internet for cebu office... the best so far in the philippines, 750.000 coverage, premium30k a year age above 55.. check cebu office they are great

 

Blue Cross

Thanks for the info, Stein. Actually, Blue Cross was one that I was seriously considering, but have just been sifting through all their plans, they have so many choices!! Which plan to did you get?
Marie