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Best Posts in Thread: 3 ways to retire without a large nest egg

  1. Charlie

    Charlie DI Senior Member Restricted Account Veteran Coast Guard

    11 okt 2014 #7
    3 ways to retire without a large nest egg.

    #1 Drastically reduce your life style.
    #2 Drastically reduce your lifestyle.
    #3 Drastically reduce your lifestyle.

    I have a PHD in drastically reducing ones life style. :smile:
     
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  2. PatO

    PatO DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Marines

    7 okt 2014 #6
    Good points Cletus. One popular method is to save in your 401-K and withdraw some post retirement when you do not have a salary and your tax consequence is much lower. Guys here who marry, if Americans, can obtain an IRS tax ID (ITIN) for your spouse so you can claim her as an exemption, if she is not a USA citizen, as well as get USA citizenship, if you have children here.
     
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  3. Brian Oinks

    Brian Oinks That's Mr. Pig to you Boy! :) Highly Rated Poster

    5 okt 2014 #3
    I like that; but weather probably shouldn't be your main concern

    Obviously the writer is 'not of age' where worn joints and arthritis pains KILL you like a Son of a Biatch during Winter! The lower temperatures here this year (some just nudging below 0 celsius) hit my Body like a major toothache that had been kicked around a Footy oval! Taking close to a dozen painkillers each morning didn't even help the pain from the cold, retire there? Send me straight to hell thanking you! :huh:
     
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  4. robert k

    robert k DI Forum Patron Highly Rated Poster Veteran Army

    5 okt 2014 #2
    When they talk about North Dakota specifically, they mean the eastern half. You could rent a house and pay the utilities with something left over in a small Florida town for the cost of just an RV hookup in the western half of North Dakota because of the oilfield activity. McDonalds up there starts people at $15hr, Walmart at $18 days and $21 nights. Produce is more expensive because the area is infected with oil money. Stores regularly run out of everyday items like bread. Waiting to be seated time to eat in an only decent resteraunt can be upwards of 2 hours. Alcoholism and insanity are endemic up there....and that's not just my family. During the brief thaw, talk to people at your own risk. They are so starved for unfamilliar face / victim that if you don't talk over them as they do you, you won't get a word in edgewise. Other than that, the badlands can be beautiful, for a couple months of the year. I bank with Chase and I inquired where the closest branch would be if I had to go up there again, the answer was....Colorado.
     
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