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BDO IQ Test

Discussion in 'Banking - Investing - Finances' started by charlyB, Feb 18, 2016.

  1. cabb

    cabb DI Forum Patron Highly Rated Poster ✤Forum Sponsor✤

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    Just tattoo it on your hand. :thumbsup:
     
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  2. ChMacQueen

    ChMacQueen DI Forum Patron Highly Rated Poster Showcase Reviewer Veteran Army

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    This is just another of my pet peeves with atm's here. I remember my balance and before I was used to remembering I used to keep the last slip in my wallet. Also when I use the atm I'm done in 30 seconds if the atm isn't having issues and I see the same for most foreigners. Yet for Filipino's they come up in line after waiting and don't even have their card out. Next they proceed to doing a very slow balance inquiry. When they have their balance checked they think for a moment before deciding how much to take out and then start another transaction still just as slow. When finally finished they stand a moment to look at the receipt before moving to the side. Of course they then proceed to throw the receipt to make sure the next time they do a balance inquiry again.
    On average for a Filipino with a single ATM card I'd say about a 2-3 minute wait.... 5+ for those who have no idea how to use it.

    Another thing I hated at bpi I saw a few times at the main branch is when there is a queue waiting and a bit of a long one and out comes some person with a brand new atm card and no idea how to use it. So what happens next? The security guard escorts them to the front of the queue infront of all those already waiting to give a lesson to the new card holder... apparently they won a prize. I did yell at one of the security guards one time after it was an excessively long queue and he got already a number of bad looks. It looked like the other security guard got to scolding him on queue jumping for that.

    As far as the girls with many cards I just assume the same as everyone else which is they have a bunch of old foreigner suckers online sending them money thinking she's his sweet honey waiting just for him. After all what is the likelihood that these young girls usually 17-25ish really have 3+ bank attm accounts or even 2+. One for each foreigner and keep them seperate incase she has to prove her love (for his money) by showing him online the account usage.
     
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  3. Dave & Imp

    Dave & Imp DI Forum Patron Highly Rated Poster Showcase Reviewer

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    I do go into the BDO at the mall... yes, A/C, free paper and coffee while I sit and wait while their teller help me. No fee except if I am at a different brank than the account is registered at. . No line because I am old fart so I go the senior citizen area, which has about 5 tellers, chairs and lowered desk level. I enjoy the break and everyone is very nice... even bring me the paper now after four years... lol (PS: Paid my bill at Noreco II yesterday... the guard took me to the front of the line because I was senior citizen, but I could feel the the knife throwing looks from those standing behind me... I joked with them and finally people lightened up a little I did not feel too bad, just figured it was pack back karma for all the times Pinoys cut in front in line with me.. lol.)

    I gave up on the ATM because many times they are out of money or broke. The worst is when the ATMs are broke. The Pinoy go to ATM, cover their activity so you can not tell if they have gotten their money or not, after trying ever method they know except using a hammer on the ATM to make it work, they walk away with a smile on their face. I guess it is pride that they can not say: "This machine is broken go inside." Instead they look at the long line of people standing outside for half an hour in the sun, smile and walk away. Giving everyone else the impression that things are good, and they only spent 10 minutes at the machine because they have so much money in the bank. So the line keeps building up.... yes I go inside in the AC and read the paper.
     
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