10 years and counting. Thanks for the discussion. Again, not trying to bag on your decisions. I would rather have a sparring partner after opening this sort of discussion over a load of likes. This sort of thing helps my own decision process as well. I feel like any jack@$$ can park money into a fund which has on average doubled an initial investment every 10 years and not have to mess with it for a long time. Warren Buffet himself has suggested such a plan. I would never take advice from myself, but this is very conservative and reasonable. Anything less than the above is what you're paying in opportunity cost. The only option I could see which would make sense is the SIRRV. I wouldn't want to be tasked with picking stocks though. It would be interesting to look into the full range of options. But again, if you do the math on what you are paying over the course of 20+ years and it ends up massive, then I couldn't see it being worth doing. Another point is that having the money to open options can be at least as valuable as the options themselves. And given lots of options, often the best course of action is to do nothing. Your brain wants you to act, to do things. This is why dealing with stocks is so hard. It's really difficult to hold yourself back from checking your portfolio and making moves. The point here is that perhaps it's best to stick that visa option in your back pocket and only pull the trigger when you think it really will make a difference. Side note, the SIRRV mentions services and manufacturing as possible fits for investment. I wonder if a digital nomad could create a corporation in a free economic zone and park that 75K into that corporation. Then perhaps the corporation could buy into any fund? Then just pull an income from that corporation? There are also certain perks in the free economic zone, such as a 3 year tax holiday as well as none of mixed ownership and hiring requirements.