Dollar Deposit Account and Dollar ATM Card.

But some who give a fixed rate, usually updated every 24 hours, can be better at certain moments in time - if the rate declines on the markets then it will decline with Transferwise because they use live rates, so then the fixed rate becomes higher relatively. I have found this by using BCRemit (fixed rate) and Transferwise, where sometimes BCremit wins (with the proviso to always include fees in your calculation). BUT, of course, if the decline is too steep then BCRemit will change their rate before the next official rate change. Both are very good companies.