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  1. Happy Camper

    Happy Camper DI Senior Member Restricted Account Infamous Showcase Reviewer

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    Actually using the car insurance here is one thing that is not so complicated. The times we had to use it, it was quite simple. Get a copy of the police report, let the insurance company see the damage and give them a copy of the report, go to the repair facility or dealership, tell them to deal with your insurance company. Go pay your deductible when the work is done and drive away.
     
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    Happy Camper, Sep 21, 2020
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  2. Dutchie

    Dutchie DI Senior Member Showcase Reviewer Veteran Army

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    PNB seems to be the go to place for home insurance, we got ours there also (not through Standard Insurance, direct at the bank (at the corner next to Noreco main office, talk to the lady at the first desk on the right when you enter). Standard insurance is indeed In Portal West (left hand side at the corner when you come from the direction of PNB and turn right to go toward Lee Plaza). We got car and bike insured through them.
     
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    Dutchie, Sep 21, 2020
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  3. Happy Camper

    Happy Camper DI Senior Member Restricted Account Infamous Showcase Reviewer

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    Not so here, and that amazed me. Here you insurance rates go down every year because the value of your car goes down. You could get into a dozen accidents and your premiums will still go down, if the insurance company still wants your business.

    Here, they go after the person at fault and collect, if possible from them, or else they take them to court and get a judgment against them and any property they own.

    Strange but true.
     
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    Happy Camper, Sep 22, 2020
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  4. Jack Peterson

    Jack Peterson DI Forum Luminary Highly Rated Poster SC Connoisseur Veteran Air Force

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    We do ours through the Bank because they have a Big pull and from others I have heard that very few claims are turned Down
     
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    Jack Peterson, Sep 21, 2020
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  5. Jack Peterson

    Jack Peterson DI Forum Luminary Highly Rated Poster SC Connoisseur Veteran Air Force

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    I do our Home insurance and the Car through the bank PNB via Standard Insurance which I believe is on Portal West on Silliman
     
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    Jack Peterson, Sep 21, 2020
    #2