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Finance & Legal How to send money in the cheapest way from Europe

Discussion in 'Businesses - Services - Products' started by Justice911, Feb 13, 2018.

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  1. OP
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    Justice911

    Justice911 DI Member Restricted Account Showcase Reviewer

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    Hi Mom Miriam, I want to give you a very very big "Thank you", that you explore so good and will help so fine. My Wife tried for the DKB the VideoIdent, but the employee in charge blocked her in the first moment with the words: "We dont have philippine passports in our software". Then the Manager from the PNB-Bank sent a Legitimation-Form (ID-Proof) from Bank to Bank (DKB) with DHL-Express. But the DKB rejected the application for an Bank-Account without any explainations. Then I applied a Power of attorney beyond my account beyond my death and they also denied without any explanation. And all this, though her husband (its me) is since many years a well proven customer (Physician) of the DKB. Thanks !
     
    Last edited by a moderator: Feb 20, 2018
    Justice911, Feb 15, 2018
    #21
  2. Mom Miriam

    Mom Miriam DI Member

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    Your wife should have applied for a family reunification visa - the kind you use for the purpose of visiting family in Germany - since she is married to you, a German citizen.

    You are always welcome, Justice55. May the Lord bless you and your wife!
     
    Last edited by a moderator: Feb 20, 2018
    Mom Miriam, Feb 15, 2018
    #22
  3. djfinn6230

    djfinn6230 DI Senior Member

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    I was going to get into this being the sort of crap that phoney ridiculously bureaucratic fiat currency institutions do to people and a major reason that crypto currencies will succeed BUT that is off topic so I will shut up...


    Sent from my iPhone using Tapatalk
     
    • Winner Winner x 1
    djfinn6230, Feb 16, 2018
    #23
  4. RR_biker

    RR_biker DI Senior Member Veteran Marines

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    No doubt about the outcome. Please feel free to check out yourself. Also do realize that the rate of exchange TransferWise is indicating, is not guaranteed and by the end always lower.
     
    RR_biker, Feb 16, 2018
    #24
  5. osodelnorte

    osodelnorte DI Forum Adept Restricted Account Showcase Reviewer

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    I use transferwise.com. The charge a flat rate and no vig on the exchange rate. You get what they get. Best deal around for transferring money unless you deal with Chase Bank and they charge nothing.
     
    osodelnorte, Feb 16, 2018
    #25
  6. Brian Oinks

    Brian Oinks That's Mr. Pig to you Boy! :) Highly Rated Poster

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    Is it possible to satisfy them that she has *Money *Property *Business interests etc here to prove she will come back? I remember speaking to an Immigration Agent (Jeff Harvie) who processes Visas to Australia and he told me my Wife (Fiance then) would need to satisfy Australian Immigration that she had something here that would bring her back, as many who have nothing (so nothing to lose) become flight risks and disappear soon after landing on Australian soil.

    I realise you are in Germany and this guy (Jeff Harvie) is an Australian here in the Philippines, but maybe if you contacted him he can point you in the right direction as he has (I believe) a 100% approval rate and is highly respected in Immigration circles, maybe, just maybe, he has reliable contacts who deal with German Visas, or knowledge that can point you in the right direction;

    Down Under Visa - Partner Visa from Philippines to Australia
     
    Brian Oinks, Feb 16, 2018
    #26
  7. Mom Miriam

    Mom Miriam DI Member

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    Being already married to a German, methinks it was error for Justice55's wife to apply for a visa for the purpose of tourism in Germany - the filial relationship technically weakens bindng rootedness to Philippine soil.

    From my amateur point of view, she should apply instead for a visa for the purpose of visiting family and/or friends in Germany or family reunification.

    If, for some private and/or personal reason family reunification visa cannot be made possible, she can also try to apply for a visa for the participation in a language course lasting no longer than 3 months in Germany - this last one could be instrumental to enable her to open that German bank account for a non-German living outside Germany or what the German embassy calls "Bank Account/Blocked Account (Sperrkonto) for Foreign Students."
     
    • Informative Informative x 2
    Last edited: Feb 16, 2018
    Mom Miriam, Feb 16, 2018
    #27
  8. OP
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    Justice911

    Justice911 DI Member Restricted Account Showcase Reviewer

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    Hi Mom Miriam, when my wife was denied 2 times, this was before we were married, she was my fiancee and the boss of the department of Visa in DBM told me personally behind Bulletproof glass over a bad microphone (all this is misanthropic) , "Sir, this was a mistake to tell, that she is your fiancee, because then you can marry secretly in Danemark, while she is in Europe". Dear Mom Miriam so you can see, they always find a reason to deny, as they practice a xenophobic racist attitude, especially against young Filipinas. And another German, was married in the Philippines but still have to work in Germany, because he was only 55 years old, so he could visit his filipina wife only 3 times the year. So he applied for a family-reunion-visa and was denied. The given reason was: "You only visit your wife 3 times the year, so your marriage is a fictitious, a fake marriage!" So dear Mom Miriam you can see, how inhuman and cruel the German Embassy is, always finds fake reasons to deny, so we must find a way to get a European Bank-Account without visiting Germany. Thanks.
     
    • Informative Informative x 1
    Last edited: Feb 16, 2018
    Justice911, Feb 16, 2018
    #28
  9. Brian Oinks

    Brian Oinks That's Mr. Pig to you Boy! :) Highly Rated Poster

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    You seem very determined to do this, have you considered relocating yourself to a more user-friendly country? I am unsure of your circumstances. Are you already Retired or are you still working? Are you able to take your Pension to another Country where you can bring your Wife and set up a similar Account there? Surely there are other options if you are always met with the Great Wall blocking you to your freedom of choice on the other side?

    I relocated to the Philippines once I realised I would be facing a Great Wall of my own bringing my Wife and Daughter to Australia. I made the choice to come here to live so that I could be with her. But I was able to transfer my Pension here to make that possible. Are you able to make your Pension Portable and bring it to the Philippines also?

    Maybe there is a neighbouring Country you can relocate to so as to be able to bring her there with you, and then, to set up an Account together, achieving what it is you wish to do. Even if you need to duck back over the Border together to do so. Surely you have the freedom to leave Germany and live in another Country taking your money/Pension with you? Is that possible? If so; then choose the best place to go to be able to bring her there with you, then travel back to Germany to open the Joint Account together.

    I am sure there is more than one way to skin a Cat (As we say back in Oz) :wink:
     
    • Agree Agree x 3
    Brian Oinks, Feb 16, 2018
    #29
  10. Show Pony

    Show Pony DI Forum Patron Highly Rated Poster Showcase Reviewer

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    You might want to apply to your embassy for a shengan visa in another country. My Aussie friend took his Filipina gf to Thailand because he said the embassy in Manila were #=/+?&.
    I know my Canadian embassy in Manila are #&$@). The Fil/Can girl d*mn near swallowed her head when I told her she's standing on Canadian soil so act like a Candian. There is a good reason they stand behind bullet proof glass.
    You might want to consider using Spain or France as your point of entry. I know France uses a visa service (VFS or something) and I think they are less problematic
     
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    Show Pony, Feb 16, 2018
    #30
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