Hi everyone. I'm a newbie here. And when I say "here" I just mean to the forum. I'm still in the States but contemplating a move out to PI, specifically Bacolod area. What WILL bring me to the PI is retirement with my wife who I've been married to for 12 years. All her family is still there, and I don't have much family left here in the States, so we're still debating if and when this will happen. Hope to meet a lot of people here who can shed some wisdom on what to expect, etc. I can't find an active forum closer to Bacolod which is why I chose this one. Thanks!