Best Posts in Thread: motorcycle accident

Assuming the police report confirms that the accident isn't your fault but that of the other party, then it is not your insurance that matters, but the other person's insurance might matter, especially if the responsible party can't cough up your medical expenses and damage to your bike. If he doesn't have insurance, then that is a red flag regarding his financial status.

If there is no police report, then you better get one made asap.
Obviously, if the other party assumes responsibility, the police report will be easy.
I don't know what the procedure is regarding the impounded bikes. If you are unsure about the other party fulfilling their obligations toward you, and if the other person's bike has some value, then it might be a plan to insist that his bike stays impounded until his debt to you is settled.

 

cannot comment on your questions just wanted to say hope you heal quickly ...

 

Not a direct one. But his wife (and so I think him also) operate via ACE and you should be able to make contact via 035-523-5957 (I think this is ACE Central switchboard) OR 0997-0670-874 (his wife's secretary who, I assume, will take your details or give you Dr D. Olegario's number).

Good luck with your surgery.

 

I have insured to the max for a decade with Stronghold, their office in the pension house across the street from Qyosko, near where Belcris used to be. I've never had a accident to report nor made a claim. But when I recently called on a Saturday from a police station, the office being closed, the lady answered and was helpful. I imagine that would not happen with the cheapo plans you get from the smoke testers.

 

In my experience (one car, one motorcycle accident), the police report is just a statement of facts, without determining who's at fault. The meeting at the police to come to an "agreement" is standard procedure to close the case without going to court. Do not expect the police to do anything more than act as a mediator between you two. If you reach an agreement, they will add that to their report, release the bikes and close the case. If you both want your bikes back but cannot come to an agreement otherwise, they may still release both bikes and leave the rest up to a court.

Even in the one case that I took to court, the police did not take sides but just presented the facts to the judge. The police "investigator" did not even go so far to attempt a guess at the opponents' speed based on skidmark length. For that, you would apparently have to find an expert witness that does so based on information from the police report.

The insurance required with the registration just covers up to 100k of cost for injuries, no damage to property of any kind. So in theory, the opponents' insurance should cover the cost of fixing your hand. I've been lucky enough to not have to go that route, so I have no experience how that works. At the very least, you will have to obtain an official copy of the police report and submit that together with documents backing up your claim to the insurance. Most probably they have some form for you to fill out as well.

As was said before, in theory the safest way is to get yourself proper insurance that covers your own and others' cost - that way, they will deal with the legal stuff themselves if they feel it's worth it. However, when I attempted to actually get something from the insurance I had, they required a police report "that says whose fault it was". Since the police refused to take sides in their report, at that point I just gave up and forgot about it. Needless to say I am back to riding without the extra insurance.

Wishing you speedy recovery!

 

There's a pretty good printshop opposite the main entrance of Foundation University which is open and functional

 

Since R2 was at fault he should pay ALL your medical expenses and the repair cost of your motorcycle. You should blotter the incident and get R2 to detail what he is willing to do. It best to get payment from him before releasing the motorcycles.

 

When you do go see a doctor and get surgery, I would recommend to do so at ACE, I had my broken leg fixed there last year, and was very impressed with the facilities (clean and spacious, no long wait to see a doctor, better organized).

 

May I add my good wishes, hope you solve the situation satisfactorily.