From the point of view of a Filipina, I advise that you rent first and decide later when you want to buy your own house. Never buy on impulse as you might not like the place and regret later. Rent can be as high as Php 15,000.00 a month but there are houses that are rented out for less than that. You can search for this in BID FOR ME on FACEBOOK-----there's plenty of houses for rent there-----choose the ones with good location.
How to Best Posts in Thread: Moving to Dumaguete and buying or renting a house
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Glendazumba DI Forum Adept
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Remember, the filipina doesn't buy foreigner's houses. Foreigners do with filipina backing (vis signing as the owner). And stop comparing to the US, You're looking to live in a foreign country. Accept things as they are. You will drive yourself crazing if you keep comparing.
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Happy Camper DI Senior Member Restricted Account Infamous Showcase Reviewer
For people that are coming to the Philippines to live the first time, I strongly urge they rent for the first year before buying. This is a nice country, but it does take some adjusting to. Things don't go as quickly as we want, services are not what you are accustomed to. Many simply get frustrated with the Philippine way of doing things and look to go back or elsewhere. It is nice, but it isn't for everyone. I do hope you enjoy your stay. Rents vary depending on your needs and wants.-
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When you want to buy a property with house, do estimate an additional 10% of the property price for taxes, fees and transfer of title if the seller does not pay anything of these.
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