Until a few years ago, a married foreigner could be covered under his wife's Philhealth Insurance. Of course that is no longer allowed, so now I pay PHP 17K annually and my wife and boy are covered under my plan. Today my boy had to see his doctor and was given a pain injection. Siliman total outpatient cost was PHP 9,300. Surprisingly, Philhealth covered all of it.!
Health & Wellness Best Posts in Thread: Philhealth Cost
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I will renew again. The payback is not fantastic unless you have something very expensive done, but, on balance, I think it's worth having the coverage.
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