I apologize for stating US bank. Yes as an American I can get wrapped up in thinking how things are in this country, same as someone from the UK, Germany, Spain, France, Italy, or one of every other nation on earth would do. Oh wait I apologize again, for I am again thinking to small, who is to say there isn't an alien amongst us? I should have said any race in the universe. I truly hate to offend those who are to narrow minded to think for themselves and appreciate what others are trying to do to help others.