Dumaguete Info Search


Retirement plans

Discussion in 'Expat Section' started by cabb, Aug 1, 2019.

  1. Crystalhead

    Crystalhead DI Senior Member ★★ Forum Sponsor ★★ ★ No Ads ★ Highly Rated Poster Showcase Reviewer Veteran Army

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    Yes. I have one 37 year old Daughter that was an Inspector Sergeant Police Women and now she is going through the Officer Ranks. She wants to be a Judge or Magistrate with-in 5 years. She will have to travel to the Phils to see Pop. I have zero interest at any level to travel back to the West. Married 24 years to a Filipina and nothing holds us back from our bucket list to travel all of Asia and enjoy our early retirement as long as our health permits and currently we are very healthy.
    https://dumagueteinfo.com/board/threads/yada-yada-the-off-topic-arena.10520/page-89#post-192257
     
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  2. Crystalhead

    Crystalhead DI Senior Member ★★ Forum Sponsor ★★ ★ No Ads ★ Highly Rated Poster Showcase Reviewer Veteran Army

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    I was confident from the start that Phils was for me. I love the Asia Pacific diving just too much. When your here it will win your heart or not. The best paths are the ones we create for our selves. To think MT. Everest is a piece of cake adverse to opinions.......it may just seem to have been once climbed.
     
  3. Notmyrealname

    Notmyrealname DI Forum Patron Highly Rated Poster Showcase Reviewer

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    I fully understand where you are coming from - you want assurances before you change your 'comfort zone' to another place. But life does not work like that - you might as well ask people here what YOU should choose from the menu when at a restaurant. You are an individual and, as such, will have different worries and different coping methods. Best to just flow in the river that you find when you get there - if medical emergencies arise then decide at that time how best to deal with them and, depending on your ability to travel due to the illness, where to get treated. If you feel you want to stay forever then do so (but I know of someone who was certain in his mind to stay in the Philippines forever but after 30 years went back to the USA for the benefit of his Filipino family who all wanted to live there) but if, after any period of time, you decide you prefer the US then go back. Life is a risk from the moment of conception and it is best when we don't plot our future too much - far too many unknowns for that. Instead look at it as now having many choices - they are yours for the picking, depending on how YOU feel, not how anyone else feels about living in Dumaguete or the Philippines.

    I know all about this - your thinking is identical to mine before I moved to the Philippines. I found many things I had feared turned out to be just fine. Like many people, my only regret is not moving sooner.
     
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  4. Pompolino

    Pompolino DI Member Showcase Reviewer

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    Great stuff in this thread - one of the worthwhile threads I have read over the years!

    As to the kids visiting, each have different experiences. I am from Australia and have 2 kids 31 and 28 years old and whilst their first trip was last Xmas/NYE. I have one returning with his girlfriend in September and both coming with partners to my 60th in Manila in November with the other coming back to Dumaguete/Valencia afterwards with her boyfriend. They both love it here, love my chilled life and all looking to make this a base for further adventures from around here. They can't get enough of it and love it because they get free board and opportunities to explore a truly incredible area filled with natural beauty which is relatively cheap to experience.

    It goes without saying but seeing them happy here makes me ecstatic.
     
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  5. OP
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    cabb

    cabb DI Forum Patron ✤Forum Sponsor✤

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    Thanks for the thoughtful response. While I agree that I am ultimately responsible for my decisions and we all differ on our interpretation of the world, I think there is value in another person opinion or experience. If it wasn't there wouldn't be so many sites that show reviews and feedback on an experience or product. Not everything in life has to be experienced first hand. :smile: I could have asked the question a little better. What I was hoping to get is more than just a personal experience. Let's say 10 people respond but only talk about their experience, but not of their friends. If each of them has 5 friends there is the potential for the experience of 50 as opposed to 10. Ultimately, the only way to be 100% sure is to experience it for yourself, but a little research never hurt anyone. Cheers.
     
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  6. okiebound

    okiebound DI Forum Adept Showcase Reviewer ✤Forum Sponsor✤

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    I moved there (Dumaguete) in 2009 with my Filipino husband not knowing how long I would be there. He was terminally ill and wanted to go home to die, so we uprooted us and our 10 year old daughter and made the leap. It was very hard the first couple of years, I missed Oklahoma and my family terribly. My mother, my older daughter, her husband and my granddaughter were all in Oklahoma. I learned to adapt to the ways and became to love the people, which isn't difficult at all. My daughter and I returned to Oklahoma a year after my husband passed. If I had had a permanent monthly income I probably would have stayed, but I had to come back to go back to work. We have been back 4 years now. I have no regrets at all of moving to the Philippines, I feel very fortunate to have had that experience, and I know that I could live there when I retire, which is something I am seriously considering, but that is several years away. My daughter considers Dumaguete her home, as that is where she spent her most formative years, plus she has many family members and close friends there. She is saving money to make a trip back next year, possibly.
    I would say if you are concerned about your health as you age, then your plan is probably a sound one. It is difficult to find medical care there that you find here, especially if you need specialized care. But spending a few years there so that your wife can be with her family and you can experience life there, that would be very rewarding and I am sure you would not regret it. You might even find that you don't wish to return.
     
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  7. john boy

    john boy DI Forum Patron

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    Cabb
    I notice that you have been a forum member for a while.
    It surprises me that you have not sussed out the answers already as to whether life in Philippines would suit you for a long period of retirement.
    If you are reasonably healthy, life there should not be a problem, especially with family in laws to avail yourself and lady. I presume you have visited PI in the past?
    I would guess a fair number of Expats would return home through illness due to ageing
    other than that, most returning Expats find out fairly quickly, that the Philippines is not for them. But so long as you don't burn your bridges what is there to lose?
    My opinion for what it's worth.
     
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  8. AlwaysRt

    AlwaysRt DI Forum Patron Highly Rated Poster Blood Donor Veteran Air Force Marines

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    The best answers for your questions will be answered by you as everyone is different. The best way for you to answer your questions is to come here for a 3-6 month stay and try it on for size. If it turns out to not be your thing, well you already planned on returning. If it turns out you love it, go back, adjust your affairs for a long term stay while spending time with the kids, and return.
     
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  9. dadof3at1ce

    dadof3at1ce DI New Member Veteran Marines

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    My wife is Filipino and we already have house built in Bacong. Having been there a few times already, there is definitely a lot to explore. Yet after so long, everything gets "old" and the initial excitement dies. Life is the same the world over and is ultimately what you make of it. My kids also will be here in the US as will my eventual grandchildren. We plan on coming back every few years, and of course have them over there. My biggest worry is finding a hobby other than reading, but I will take that as it comes.
     
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