I know its been covered before but its been awhile and things seem to be changing since. Question is what are the common ways you guys are sending money to yourselves these days for expenses here? I've used Xoom for years myself and was alright with it as it was a little more expensive but the slight exchange wasn't a big deal due to convenience. Now since the newest nightmare has started their take has increased even further to 2 peso's to the dollar. So $2k and you lose $100 but they tout *free* money transfer from USD to PHP. My US account doesn't offer me any cheap solution and I have a BDO account but PHP. Debating getting a BDO dollar account but the $500 requirement min balance is annoying but doable since at least its still in USD. Not sure which remittance places in town carry USD let alone allow $2k range of transfers as well. Gotta find a new solution that's not such a loss as xoom has gotten greedier. Loss is about double now.