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Taking the plunge

Discussion in 'Off-Topic Forum' started by john boy, Jun 14, 2023.

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  1. john boy

    john boy DI Forum Luminary Highly Rated Poster

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    Well yet another friend married to a Filipina has decided to leave the UK shores for a life in Philippines, they both have reached that stage of looking at retirement in UK.
    With rising cost and wage demands, the pension allowances have definitely not kept up with the current situation in the UK.
    My question being, will they have that better life style in Philippines they are hoping for or has Global inflation eaten into the average European Retirees retirement funds compared to what it was 10 years ago.
    Would you still consider living modestly in Philippines is a good proposition in the present day? Is it still worth the consideration to up sticks and take the plunge?
    I sincerely hope that it all works out for them.
     
    Last edited: Jun 14, 2023
    john boy, Jun 14, 2023
    #1
  2. jimeve

    jimeve DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Army

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    3 months absent from the UK and they can kiss Free NHS goodbye. Hope they know this!!
     
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    jimeve, Jun 14, 2023
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  3. OP
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    john boy

    john boy DI Forum Luminary Highly Rated Poster

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    On a trip to the US last month, I caught yet another AC chest infection thanks to Aer Lingus, cost me $100 for consultation ( with the Nurse not with the Doctor ) and $47 for antibiotics.
    At least in Philippines these medicines are available over the counter!
     
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    john boy, Jun 14, 2023
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    john boy

    john boy DI Forum Luminary Highly Rated Poster

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    When some of us reach a certain age, we have to decide between quality of life against length of life, its a fact!!!
    Accepting the realisation of living in a country with lack of medical accessability or with the cost of private medical facilities impractical for most,
    life takes on a different meaning, hence the saying enjoy life while you have got it, comes to mind.
    Immigration is a big decision, its also a gamble some are willing to take others are not.
     
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    john boy, Jun 14, 2023
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  5. charlyB

    charlyB DI Senior Member

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    Is this a new rule ?
    I was back to UK in 2016 after 9 years absent and had no problem with the NHS.
     
    charlyB, Jun 15, 2023
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  6. Crystalhead

    Crystalhead ADMIN Admin ★ Forum Moderator ★ ★ Global Mod ★ ★ Moderator ★ ★★ Forum Sponsor ★★ ★ No Ads ★ Highly Rated Poster Showcase Reviewer Veteran Army

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    Every retiree will have a different circumstance obviously! In my case, retiring in Philippines has worked out better than I ever expected.
    The onus by law is on you to notify them after 3 months of being absent so as to be removed from their registry! If you are considered to be permanently a non-resident, there is no entitlement.
     
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    Last edited: Jun 15, 2023
    Crystalhead, Jun 15, 2023
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  7. charlyB

    charlyB DI Senior Member

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    Hmmm, i can see that happening a lot :2rofl:
     
    charlyB, Jun 15, 2023
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  8. Crystalhead

    Crystalhead ADMIN Admin ★ Forum Moderator ★ ★ Global Mod ★ ★ Moderator ★ ★★ Forum Sponsor ★★ ★ No Ads ★ Highly Rated Poster Showcase Reviewer Veteran Army

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    There seems to not be any strict enforcement if one is still contributing to taxes that support the NHS System. Kind of a can of worms.
     
    Crystalhead, Jun 15, 2023
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  9. jimeve

    jimeve DI Forum Luminary Highly Rated Poster Showcase Reviewer Veteran Army

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    No new rule as far as I know, it's been longer than 2016 that I do know. You was supposed to have surrendered you NI card and inform the government that you intend to live abroad. You got away with it this time, they are cracking down.
     
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    jimeve, Jun 15, 2023
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  10. Senjenbing

    Senjenbing DI Forum Adept Veteran Marines Navy

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    My local Dr's surgery refused to issue repeat prescritions when they realised I had been out of the country some time, and yes the NHS quote "more than 3 months absent" and they are under no obligation to offer treatment. But as long as you remain registered with a Dr it's not a problem when you return.
     
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    Senjenbing, Jun 15, 2023
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