I have medicare and pay for an "F Plan" supplemental insurance policy, plus "Part D" of course. Medical care in or out of the hospital in the USA costs me nothing. No deductible, No copay, and the "F Plan" even pays what they consider "excess charges". (the Dr's bill is too high). I don't need a consult to see a specialist either. The Supplement pays 60 per cent here but I have to pay and get reimbursed. I've never filed as my bills here have been small. It is with United Health Care and is expensive but I don't like having to do all that copay and keeping up with deductibles, etc. I am trying to stay safe and healthy until I go back to the US for good in another year or two so I go back periodically to get "tuned up".
Bayawan Best Posts in Thread: What a great little town
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Dave_Hounddriver DI Forum Luminary Highly Rated Poster
Plus: " a 10‐km increase in straight‐line distance is associated with around a 1% absolute increase in mortality."-
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The road to Pamplonia is a great ride also, but the last time I took the ride (6 months ago) the smiles from the locals had changed to expressionless stares or looks that I did not interpret as welcoming or friendly. Dont know what changed, but the "vibe" seemed quite different to me.-
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I did street viewed and looked pics from Bayawan. And I'm quite surprised how clean (even cleaner than Davao) that city is.
Wondering if this is still true. One bigger positive point for Bayawan and the city is on my list for retirement. Even if I got frightened by the big flood from 2013. But that can happens nearly everywhere. And there are even some upgrades upcoming to Bayawan (see separate thread), lowering the necessary to make Dumaguete runs for shopping.
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