I wouldn't be happy with breaking even (you don't break even when inflation is taken into consideration). I expect returns and if a financial advisor/plan isn't performing I will take my money elsewhere.
As the saying goes if I only knew then, !!!!!!!!!, I just want to beat inflation no doubt if I just let it rot in the bank a share of it would be gone, what little profit I make will only be what inflation took, now I have a little more cop on, and been studying it last few months trying to sort out what to do with the payout I have been in and out of Philippines these last 10 years so never really has the pulse on it, as for a financial planner, what I have learned from the barefaced liers advisors, is to be your own financial planner, that's what we have to done to an extent by opening our own metrosec account and doing our own homework (I'm not American so most of the sound solid advice given here as regards banking and virtual addresses and money transfers, don't really apply to me as such), but now I feel we have started afresh and are in charge of our financial humps and bumps................Philippines is my home now, so I guess this is where I need to have the johnny cash located and don't have access to overseas locations nor would want to
