fwiw...
about 4 months ago, i started filing out the on-line form for a capital one bank on-line checking account. the form asked for a drivers license (and expiration date) which i have from the states but it expired 4 years ago and the website wouldn't accept my application. so i called them via skype and told them i was currently in panamá but i had a stateside address and my stateside drivers license was expired and the application form wouldn't accept my license but i had a p'ma license. the fone rep didn't care about the p'ma license and told me to change the date for my expired stateside license to a year from the present date so i did and my application was accepted. couldn't be much easier than that! once you have the cap one account, you can open a fils account and transfer $ here.
capital one bank/no foreign transaction fees
norm : ))~
currently on negros in the filippines using my capital one no foreign transaction fee atm card.