I have no money!! I think perhaps the real fear some people have, including me, is that unlike in the U.S. where I would blend in completely and am not a particular target of criminal activity, the foreigners stick out like a big swollen thumb. Besides the general crime statistics (which mixes all the crimes in a single pot, which i think is less meaningful to foreigners living here--for example, we have nothing to do with the political killings), i wonder what the comparative stats are for crimes committed against foreigners per 100,000 residents among, say Thailand, Philippines and other "retirement havens". It IS unsettling to have people constantly look at you wherever you go. It is understandable that some paranoid people might think that some evil locals are constantly thinking how they can kidnap/rob them. Dont' these kidnappers know that the foreigners generally choose Phil to live because they DONT have much money??!! Hmm, maybe we foreigners should get together and start a public relations campaign "WE LIVE ON PENSION: NO MONEY FOR RAMSOM!"