I will now finally introduce myself! I am Marc from Germany but actually I am working in Manila for the European Chamber of Commerce (ECCP) as well as for the International Chamber of Commerce Retirement and Healthcare Coalition Inc.(ICCRHC). Yaap you are right, too long names We are looking at the Retirement market in the Philippines and how locals can benefit from it. Right now I am in the process of writing an Business Plan for an integrated retirement village. As for now, the ideal place I found is Dumaguete and Valencia . My main concern right now is to find out, if Dumaguete is really suitable and if there is a need for an integrated village. I am not looking at the foreigner who is married to a Filipina/o as these people want to live independent. The project is more for people who r not that familiar with the Philippines and are not able to own land here. What makes the project interesting is that it will be based on long term lease (lifetime) with an Easy Inn - Easy Out contract. Meaning the retiree can own land, but he can also anytime get out of the contract and get his money back. Let's say he pays P 3.000.000 and he decides to leave the village after 5 years he will still get 70% of his capital back. What do you think? would this work? I opened an own Thread for it. You can find it under City of Dumaguete "Retirement in Dumaguete. Please reple there. I am looking forward to read you various answers. Thanks!